Home Ownership… The American Dream

Journey to your destination’s end at Severn Mortgage

    What’s in a name? If you’re Lawrie Vick and Cliff Warrington of Severn Mortgage, everything. For this husband-and-wife team, their company’s name reflects those things they value most in life: family, lasting relationships, and commitment to excellence in serving their customers. The company name, “Severn,” is the name of their son and of the longest river in England, where the family’s ancestry lies, and their logo is a symbol for journey, movement, destination, and dreams – everything that defines the home-buying experience.

Privately owned and operated by Lawrie and Cliff since 1998, Severn Mortgage is in the business of turning the American Dream of home ownership into a reality. “Homes are real places, where families live and grow,’ says Cliff. “Where do we want to be at the end of the day? We want to be home. That’s our goal, helping people arrive at that destination.”

    In an increasingly competitive market, where even homebuilders have their own mortgage arms, Severn stands out by combining the products of a national, mortgage firm with the personalized service of a hometown business.

    “We’re competitive with all the national firms in that we offer the same rates, the same products,” says Lawrie. “But there’s a difference. We’re local, and we’re accessible. That means if you need something, you can walk right into our office and we’ll take care of you immediately.”

    No matter the transaction – first home, refinance, or investment- Severn Mortgage expertly guides its clients through the entire loan process, from initial home loan applications on through to closing.

    “We’re more than just a mortgage banker,” Lawrie continues. “We like to think of ourselves as financial consultants. We have a tremendous sense of responsibility to our clients, and we really do go the extra mile.”

"We specialize in alternative programs that serve those who don't necessarily fit into the typical mold."

    With two locations and a team of twenty-five mortgage professionals, Severn offers the most up-to-date loan programs available- everything from conventional to jumbo, FHA to VA, Fannie Mae to Freddie Mac. “Staying current with what’s going on in the market, knowing what the new product options are, that keeps us very connected,” says Lawrie. “We specialize in alternative programs that serve those who don’t necessarily fit into the typical mold.”

    To help extend that sense of family out into the community, the couple also donates their time and resources to dozens of local and regional charities and organizations. “If there’s someone in the company who lives in a needy neighborhood or who has a child that goes to a school that needs help, we’ll figure out a way to contribute,” says Lawrie. “All people have to do is ask. If we can help out, we will.”

    That reciprocal relationship between business and community, says Cliff, is what makes Loudoun County such a special place. “Our goal is to continue to expand and provide opportunities for people while keeping the culture of a hometown business. I think that’s why we’ve been so successful. This is a very tight-knit, supportive community. We really have to thank Loudoun County for helping us grow.”

The Severn Mortgage team of professional Mortgage Consultants is based in Ashburn, Virginia, and is proud to consistently be ranked as one of the best mortgage companies in Loudoun County. The team provides professional advice, client-centered service, a commitment to excellence, and a choice in home financing.